Business · Companies · 8 hrs ago
BRI Reports Higher Profit and Overtakes BCA in Savings
Indonesia’s BRI bank reported a third-quarter 2026 profit of 48.2 trillion rupiah, up 16.8% from a year earlier.
BRI chief executive Hery Gunardi said the bank’s savings balance overtook BCA’s at the end of the quarter, reaching 634.8 trillion rupiah compared with BCA’s 628.4 trillion.
Since March 2025, BRI’s position improved from trailing BCA by 45.9 trillion rupiah to leading by 6.5 trillion.
Small businesses accounted for 75.9% of BRI’s total loans, reflecting the bank’s role in lending to Indonesia’s micro, small and medium enterprises.
BRI’s deposits grew 12% to 1,651.3 trillion rupiah, while its non-performing loan ratio fell from 3.1% to 2.9%.
Its BRImo app had 26 million monthly active users, up 13% year on year.
Hery said BRI would continue its business and cultural transformation while maintaining its focus on supporting small businesses.
BRI reported net profit of Rp 48.2 trillion for the third quarter of 2026, up 16.8% from a year earlier.
The bank said it had the largest profit among its peers in Indonesia for the quarter.
BRI’s savings balance reached Rp 634.8 trillion, exceeding BCA’s Rp 628.4 trillion at the end of the quarter.
BRI said its total assets rose 10.1% to Rp 2,338 trillion.
The bank reported that small and medium-sized enterprises accounted for 75.9% of its loans.
- Who
- PT Bank Rakyat Indonesia Tbk (BRI), led by President Director Hery Gunardi.
- What
- BRI reported higher profit and said its savings balance had overtaken BCA’s.
- When
- The third quarter of 2026.
- Where
- Indonesia.
- Why
- Not stated
This story does not have two clearly opposing sides.
BRI’s savings position compared with BCA’s improved from a deficit of Rp 45.9 trillion to a lead of Rp 6.5 trillion.
BRI reported savings of Rp 634.8 trillion, compared with BCA’s Rp 628.4 trillion.
- Net profit
- Rp 48.2 trillion, up 16.8% year on year
- Savings balance
- BRI: Rp 634.8 trillion; BCA: Rp 628.4 trillion
- Total assets
- Rp 2,338 trillion, up 10.1%
- Third-quarter credit
- Rp 1,647.1 trillion
- SME share of loans
- 75.9%
What people are saying
Mohon maaf, BCA sudah kami lewati
Rasio keuangan BRI menunjukkan fundamental yang semakin sehat. Ke depan kami akan terus melakukan transformasi di BRI. Baik dari sisi bisnis maupun kultur di dalam