Business · Companies · 2 hrs ago
Allianz Indonesia Launches Unit-Linked Life Insurance and Investment Product
Allianz Life Indonesia has launched SmartLink Guard Investa in Jakarta, combining life insurance with investment options.
The product is a unit-linked policy, meaning its value can change with the performance of the investments selected by the policyholder.
Its life insurance coverage can rise to 500% of the initial sum insured over the policy term.
Customers can choose funds in rupiah or US dollars, including options with gold strategies and funds that may provide monthly cash income.
Investment returns and monthly income are not guaranteed, and the investment value can go up or down.
The product is aimed at people seeking both life cover and investment choices, with options suited to different goals and risk levels.
Customers are advised to review their policies regularly to check that they still fit their financial plans.
Allianz Life Indonesia has launched SmartLink Guard Investa, a unit-linked life insurance product combining life protection with investment options.
The policy’s life coverage increases over time, reaching up to 500% of the initial sum assured.
Customers can choose sub-funds in rupiah and US dollars, including funds using a gold investment strategy.
Two sub-funds offer the potential for monthly cash income, depending on fund performance and applicable terms.
Investment value can rise or fall, and the potential cash income is not guaranteed.
- Who
- PT Asuransi Allianz Life Indonesia launched the product.
- What
- SmartLink Guard Investa combines life insurance protection with investment options.
- When
- November 5, 2026.
- Where
- Indonesia. The announcement was made in Jakarta.
- Why
- Allianz said the product is intended to address customers’ differing financial goals by combining protection and investment.
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- Product
- SmartLink Guard Investa
- Insurer
- PT Asuransi Allianz Life Indonesia
- Maximum coverage increase
- 500% of the initial sum assured
- Sub-fund currencies
- Rupiah and US dollars
- Potential cash income funds
- Smartwealth Rupiah Multi Asset Income Fund; Smartwealth Dollar Balanced Global Income Fund
What people are saying
In a volatile market and amid dynamic change, protection alone is no longer enough, while investment without protection can leave families more vulnerable to financial uncertainty.
Every customer has different financial goals and risk tolerance. Therefore, one solution cannot be applied in the same way to everyone.
Every customer has different investment goals and needs. That is why we offer a choice of sub-funds with varied investment strategies.