Business · Economy · 3 hrs ago
UK motor insurers paid £3.2bn in claims in third quarter
The Association of British Insurers said motor insurers paid £3.2 billion in the UK during the third quarter of 2026.
That was the same as the previous quarter’s record and 8% more than in the same period a year earlier.
The average motor insurance claim was £4,900, up 1% year on year.
The average premium was £562, 2% higher than a year earlier, though the ABI said the increase was below inflation.
Consumer Prices Index inflation was 3.5% in the 12 months to September.
Windscreen repair or replacement claims averaged £298, a 9% annual rise.
UK motor insurers paid £3.2 billion in claims in the third quarter of 2026, according to the Association of British Insurers.
The payout matched the record set in the second quarter and was 8% higher than in the same period a year earlier.
The average motor insurance claim was £4,900, up 1% annually.
The average premium was £562, which the ABI described as a below-inflation increase.
- Who
- UK motor insurers, according to the Association of British Insurers.
- What
- They paid £3.2 billion in motor insurance claims.
- When
- The third quarter of 2026.
- Where
- The UK.
- Why
- The payouts supported road users recovering when things went wrong.
This story does not have two clearly opposing sides.
Motor insurers recorded a £3.2 billion claims payout, according to the ABI.
Insurers paid £3.2 billion in claims, matching the previous quarter’s record.
- Claims paid
- £3.2 billion
- Annual change in claims paid
- 8% higher than the third quarter of 2025
- Average motor insurance claim
- £4,900
- Average windscreen claim
- £298
- Average motor insurance premium
- £562
What people are saying
With more than £3 billion paid out last quarter, matching the previous quarter’s record, insurers continue to play a vital role in helping drivers, passengers and road users recover when things go wrong.