Business · Companies · 12 hrs ago
Three-quarters of Daihatsu buyers in Indonesia use car loans
Daihatsu says 75% of its buyers in Indonesia purchase vehicles on credit, while 25% pay in cash.
The company says this split has changed little so far this year, despite monthly fluctuations.
Car financing has faced pressure from non-performing loans, alongside job cuts and broader economic strain.
Daihatsu executive Tri Mulyono said these conditions have affected vehicle sales.
Buyers seeking finance now face down payments of 25% for passenger vehicles and 30% to 35% for commercial vehicles, as a condition for approval.
Tri said customers have become accustomed to these requirements, which have been in place since January.
Three-quarters of Daihatsu buyers in Indonesia purchase vehicles on credit, according to company executive Tri Mulyono.
The remaining 25% buy their vehicles in cash.
Tri said the split had changed little year to date despite monthly fluctuations.
He said concerns about non-performing loans had affected vehicle sales and financing conditions.
Daihatsu passenger-car buyers face a 25% down payment, while commercial-vehicle buyers face a 30% to 35% down payment.
- Who
- Daihatsu buyers in Indonesia; the figures were shared by Tri Mulyono, a customer relations division head at Daihatsu Sales Operation.
- What
- Tri said 75% of Daihatsu buyers purchase vehicles on credit and 25% pay in cash.
- When
- He made the remarks on November 14, 2026.
- Where
- At Astra Biz Center BSD.
- Why
- The remarks were made at a drawing for the Gebyar Merdeka 2025 program. The sources do not state why most buyers use credit.
This story does not have two clearly opposing sides.
Tri said concerns about non-performing loans had been present since the beginning of the year.
The 25% cash and 75% credit split had not shifted much, despite monthly fluctuations.
Tri shared the figures at a drawing for the Gebyar Merdeka 2025 program at Astra Biz Center BSD.
- Credit purchases
- 75% of Daihatsu purchases
- Cash purchases
- 25% of Daihatsu purchases
- Passenger-car down payment
- 25%
- Commercial-vehicle down payment
- 30% to 35%
- Event venue
- Astra Biz Center BSD
What people are saying
In general, across Daihatsu products, the split is still 25-75. 25% make their purchases in cash, while 75% make their purchases on credit.
There are fluctuations from month to month, but year to date it has not shifted much. So it remains 25-75.
The issue of non-performing loans has actually been happening since the beginning of the year. Does this affect vehicle sales? I think if we say it has an effect, it certainly does.
For passenger cars, the down payment is 25%, while for commercial vehicles it is 30-35%.