Business · Economy · 2 hrs ago
Afore XXI Banorte urges regular saving as retirement contributions remain low
Afore XXI Banorte is urging people in Mexico to save regularly, including for retirement.
An INEGI survey found 33.6% saved nothing in the year before its 2024 survey.
Another 36.6% saved only through informal methods, such as savings groups or keeping money at home.
A 2026 study found just 7.8% of individual account holders make voluntary contributions, which can add to retirement funds.
The company says voluntary saving can start at 50 pesos through its physical and digital channels.
It recommends setting goals and making regular contributions based on what each person can afford, and offers a pension calculator and personal guidance.
Afore XXI Banorte urged people in Mexico to make saving a regular habit and consider voluntary contributions for retirement.
A 2026 study cited by the company found that 7.8% of people with an individual account make voluntary contributions.
Mexico’s 2024 National Survey of Financial Inclusion found that 33.6% of people aged 18 to 70 did not save in the previous year.
The survey also found that 36.6% saved only through informal methods, such as savings groups or keeping money at home.
The company said voluntary savings can start at 50 pesos through physical and digital channels.
- Who
- Afore XXI Banorte, a pension fund administrator in Mexico.
- What
- It urged people to make saving a regular habit and consider voluntary retirement contributions.
- When
- The article was published on November 5, 2026, following World Savings Day on October 31.
- Where
- Mexico.
- Why
- To encourage financial well-being and help people build resources for retirement and other future goals.
This story does not have two clearly opposing sides.
CONSAR published a study on the factors behind voluntary retirement saving in Mexico.
World Savings Day was observed.
Afore XXI Banorte called for stronger saving habits and greater use of voluntary retirement contributions.
- People who did not save
- 33.6% of people aged 18 to 70 in the 2024 survey
- Informal-only savers
- 36.6% of people aged 18 to 70 in the 2024 survey
- Voluntary contributions
- 7.8% of people with an individual account
- Minimum voluntary saving amount
- 50 pesos
- Customer WhatsApp number
- 55 2000 1994
What people are saying
Saving should be understood as a habit that accompanies us throughout our lives and not as a decision we make only when we have resources available, since consistency is essential to achieving financial goals.