Business · Markets · 3 hrs ago
Rising bond yields revive interest in dated funds in France
Dated bond funds are gaining popularity again as bond yields have risen.
In France, investors can buy these funds through life-insurance plans with tax advantages.
The funds invest in corporate bonds, which are loans to companies, and have a set repayment date.
Current offers have maturities from 2029 to 2032 and aim for returns of about 4% to 5%.
Fund managers choose bonds from many companies and hold them until the agreed end date.
The capital is not guaranteed, and some funds include higher-risk company debt.
Investors should check the companies’ financial strength and the fund’s average credit rating before investing.
Rising bond yields have revived interest in dated funds in France, after sales cooled following a surge in 2023.
These funds invest in corporate bonds with a known repayment date and aim for returns of about 4% to 5%, depending on the offer.
They are available through life insurance and are managed by investment firms that select and hold a range of corporate bonds.
The funds do not guarantee investors’ capital, and the article says buyers should check the issuers’ financial strength and the portfolio’s average rating.
Eiffel Rendement 2030 held 128 positions across 114 issuers at the end of August, with an average rating of B+.
- Who
- Investors seeking bond opportunities through life insurance, and the managers of dated funds.
- What
- Rising bond yields have revived interest in dated funds, which aim to lock in returns over a set term.
- When
- The trend first gained momentum in 2023 and has since regained popularity. The article was published on November 10, 2026.
- Where
- France.
- Why
- Higher bond yields have made the funds’ targeted returns attractive. The capital is not guaranteed.
This story does not have two clearly opposing sides.
Dated funds were first activated by the initial surge in bond yields.
Sales cooled for a time before dated funds regained popularity.
- Target return
- About 4% to 5%, depending on the fund
- Fund terms
- 2029 to 2032 at Linxea
- Eiffel Rendement 2030
- More than €200 million in assets under management
- Eiffel portfolio
- 128 positions across 114 issuers at the end of August
- Average rating
- B+ for the bonds held by Eiffel Rendement 2030 at the end of August
What people are saying
These products allow attractive returns to be locked in over terms that, with us, range from 2029 to 2032, through nearly twenty funds managed by around ten reputable firms.
Their main advantage is that they are managed by investment firms that, working to precise specifications, select and hold until the agreed end date several dozen companies of varied sizes and sectors, whose ratings can generate a comfortable return with a relatively controlled level of risk.