Archive · 22 Aug 2025
Delhi Tops as India's Most Credit-Healthy City: Study
A new study looked at how credit-healthy people are in different cities in India.
Delhi came out on top, meaning it has the most people with good credit scores.
Pune, Kerala, and Chandigarh were close behind.
The study collected credit scores from lots of people who participated in the Credit Premier League.
The highest credit score recorded was an impressive 861, and came from different cities.
Many people joined in the contest, especially in Mumbai, Hyderabad, and Lucknow.
The goal was to find out where credit health is the best, which helps understand how people manage their money.
Delhi is India's most credit-healthy city, according to a Paisabazaar report.
Pune, Kerala, and Chandigarh followed Delhi in credit health.
The study, based on the Credit Premier League, analyzed credit scores of over 4.7 million participants across 710 cities.
The highest credit score recorded was 861, achieved by participants from Bangalore, Jaipur, Lucknow, Kerala, and Pune.
Mumbai, Hyderabad, and Lucknow were the most active cities in the contest.
- Who
- The study was conducted by Paisabazaar, analyzing participants of the Credit Premier League.
- What
- A report revealed the most credit-healthy cities in India.
- When
- The report was compiled by Paisabazaar.
- Where
- The study focused on 710 cities in India.
- Why
- To identify cities with the best credit health and engage consumers with credit awareness.
- Top City
- Delhi
- Delhi's Credit-Healthy Consumers
- 46%
- Delhi's Average Credit Score
- 746
- Highest Score
- 861
- Most Active Cities
- Mumbai, Hyderabad, Lucknow
- Participants Analyzed
- Over 4.7 million
- Cities Surveyed
- 710