Compounding Makes Later Crores Arrive Faster Through SIPs

Compounding means your money earns returns, and those returns can earn more returns.

At first, growth seems slow because the amount invested is smaller.

In one example, ₹30 lakh grows to about ₹1 crore in 13 years at a 10% annual return.

The same investment reaches about ₹5.23 crore after 30 years without additional deposits.

A monthly SIP can also build wealth over time without needing ₹30 lakh upfront.

Investing ₹30,000 each month reaches about ₹1 crore after roughly 13 years and four months.

It grows to around ₹6.84 crore after 30 years under the stated assumptions.

Later crores arrive faster because the same percentage return applies to a much larger amount.