Archive · 17 Jun 2025
NPCI to Speed Up UPI Payments for Millions of Users
UPI, a popular way to pay with your phone in India, is getting a speed boost!
NPCI, the group that runs UPI, is making payments much faster.
Initiating a payment, like buying something, will now take only 15 seconds instead of up to 30.
Checking if a payment went through or reversing a failed transaction will take just 10 seconds.
These changes will make UPI quicker and more reliable for everyone using it.
NPCI is improving UPI transaction speeds, especially for merchant payments.
The changes are effective June 16, 2025, aiming for faster processing.
Request Pay time reduced to 15 seconds, from 30 seconds.
Transaction status checks and reversals now take 10 seconds.
These improvements are to boost UPI adoption and improve user experience.
- Who
- NPCI and UPI users
- What
- NPCI is reducing UPI API response times.
- When
- Effective June 16, 2025
- Where
- India
- Why
- To improve user experience and boost UPI adoption.
- Request Pay Time
- 15 seconds
- Check Transaction Status Time
- 10 seconds
- Transaction Reversal Time
- 10 seconds
- Address Validation Time
- 8 seconds
- Effective Date
- June 16, 2025
Sources
UPI Transactions Now Faster, NPCI Sets New Timelines for Banks And Apps
NPCI Slashes UPI Response Time To 10–15 Seconds For Faster Payments
UPI Becomes Faster: Balance Checks, Transactions in Less Than 15 Seconds; Everything You Need to Know
Are your UPI transactions faster? Here's the reason
UPI transactions' response time cuts down from 30 to 15 seconds. Check details