Archive · 19 Jul 2026

63% of Indian policyholders unable to switch health plans

63% of Indian policyholders unable to switch health plans

A recent study by CoverSure found that 63% of Indian health insurance policyholders who want to switch to better plans can't do so.

Many people, especially those over 50, have insurance that doesn't cover enough for their needs.

About 49% of people who could upgrade their plans still have basic insurance because they don't know they should.

This is a problem because healthcare costs are going up, and people's health needs change over time.

Younger people are more likely to be proactive about their insurance, which is a good sign.

The study shows that it's important for people to review their insurance regularly to make sure it still fits their needs.

Sources