Archive · 5 Dec 2025
Nippon India Funds Showcase SIP Growth Potential
Nippon India Mutual Fund has two funds that have shown amazing growth over the years.
The Nippon India Small Cap Fund has given over 20% returns every year for 3, 5, 10, and 15 years.
If someone had invested ₹8,000 every month for 15 years, they would have almost ₹1 crore now.
The Nippon India Growth Mid Cap Fund has done even better.
If someone had started investing ₹2,000 every month 30 years ago, they would have over ₹5 crore today.
Both funds invest in smaller companies that have the potential to grow bigger.
However, they are high-risk funds, so investors should be careful and think about their risk tolerance before putting money in them.
Experts say small-cap and mid-cap funds should not be more than 20-25% of your total investment in stocks.
Nippon India Small Cap Fund has delivered over 20% CAGR for 3, 5, 10, and 15 years.
A ₹8,000 monthly SIP over 15 years has grown to nearly ₹1 crore under the Regular Plan.
Nippon India Growth Mid Cap Fund has delivered over 22.5% CAGR over the last 30 years.
A ₹2,000 monthly SIP over 30 years has grown to over ₹5 crore.
Both funds invest in small and mid-cap companies with growth potential and are classified as high-risk.
- Who
- Nippon India Mutual Fund
- What
- Nippon India Small Cap Fund and Nippon India Growth Mid Cap Fund
- When
- Launched on 16 September 2010 and October 8, 1995 respectively
- Where
- India
- Why
- To invest in small-cap and mid-cap companies with growth potential
- Fund Name 1
- Nippon India Small Cap Fund
- Launch Date 1
- 16 September 2010
- AUM 1 (as of 1 December 2025)
- ₹68,548 crore
- Expense Ratio (Regular Plan) 1
- 1.39%
- Expense Ratio (Direct Plan) 1
- 0.63%
- Risk Level 1
- Very High
- Top 5 Sectors 1
- Consumer Durables, Banks, Industrial Products, Electrical Equipment, Auto Components
- Top 5 Stocks 1
- MCX, HDFC Bank, SBI, Karur Vysya Bank, Kirloskar Brothers
- Fund Name 2
- Nippon India Growth Mid Cap Fund
- Launch Date 2
- October 8, 1995
- AUM 2 (as of October 31, 2025)
- ₹41,268 crore
- Expense Ratio (Regular Plan) 2
- 1.54%
- Expense Ratio (Direct Plan) 2
- 0.74%
- Standard Deviation
- 15.48%
- Beta
- 0.93
- Sharpe Ratio
- 1.17
- Portfolio Turnover
- 0.06
- Exit Load
- 1% if redeemed within 1 month of allocation
- NAV (as of December 3, 2025)
- ₹4,216.35
- SIP Return Over 30 Years
- 22.63% CAGR
- Monthly SIP Amount
- ₹2,000
- Total Investment in 30 Years
- ₹7,20,000
- Value After 30 Years
- ₹5,37,25,176 (₹5.37 crore)
- Return Since Launch (Lump Sum)
- 22.28% CAGR
- One-Time Investment
- ₹10,000
- Value Today (Lump Sum)
- ₹42,50,030
- Top 5 Holdings
- Fortis Healthcare, BSE, Cholamandalam Financial Holdings, AU SFB, Persistent Systems
- Key Sector Allocations
- Auto Components, Banks, Finance, Consumer Durables, Pharmaceuticals & Biotechnology