Archive · 24 Sep 2025
Gold Investment: Options, Outlook, and Strategies
Gold is seen as a safe investment, but it's had good returns lately.
You can invest in gold using ETFs, which are like buying gold shares on the stock market, or gold FoFs if you don't have a special account.
Multi-asset funds mix gold with other investments, while SGBs are bonds from the government.
Experts say gold can be good to own, but don't put all your money in it.
It's best to have a mix of investments, and be careful about where you put your money!
Gold has delivered equity-level returns over the past year.
Gold ETFs and Gold FoFs offer ways to invest in gold.
Multi-asset funds provide exposure to gold and other asset classes.
Sovereign Gold Bonds (SGBs) are available on the secondary market.
Experts recommend considering gold as part of a diversified portfolio.
- Who
- Experts, fund managers, and analysts.
- What
- Various methods of investing in gold and its outlook.
- When
- Over the past year, as well as long term.
- Where
- India
- Why
- To provide insight into gold investment options.
Cautious Approach
Optimistic View
Role in Portfolio
Cautious Approach
Treat gold as a diversifier, not a momentum bet.
Optimistic View
Investors who don’t own any gold should get an allocation, even at these levels.
- Gold Performance
- Delivered equity-level returns (50%) over the past year.
- Gold ETFs
- Can be bought/sold on exchanges; require a demat account.
- Gold FoFs
- Invest in gold ETFs; suitable for those without demat accounts.
- Multi-Asset Funds
- Include gold alongside equities, debt, and other assets.
- Sovereign Gold Bonds (SGBs)
- Offer 2.5% annual interest, but are complex.
