Archive · 18 Aug 2025
Comparing Fixed Deposit Interest Rates at Major Banks
When you save money in a fixed deposit (FD), the bank pays you interest.
It's smart to check which banks offer the best rates before you choose.
Even small differences in the interest rate can mean a lot more money over a few years.
Several banks provide good rates for 5-year FDs.
HDFC, ICICI, and SBI are some banks offering rates to regular and senior citizens.
Comparing these rates can help you make more money on your savings.
Look at different banks before picking your FD, as a slightly higher rate today can make a big difference.
Comparing interest rates across banks can increase returns on fixed deposits.
HDFC Bank offers 6.4% and 6.9% for regular and senior citizens, respectively, on 5-year FDs.
ICICI Bank provides 6.6% and 7.10% for regular and senior citizens on 5-year deposits.
SBI offers 6.05% to regular and 7.05% to senior citizens on 5-year FDs.
Slight interest rate differences can result in significant returns over time.
- Who
- Savers and investors looking for higher returns on fixed deposits.
- What
- Interest rates on 5-year fixed deposits from various banks.
- When
- Rates listed are current as of June 2025.
- Where
- Rates are offered by different banks across India.
- Why
- To highlight how small differences in interest rates can impact overall earnings.
Benefits
Drawbacks
Return on Investment
Benefits
Comparing rates can significantly increase returns.
Drawbacks
Interest rates can fluctuate.
- HDFC Bank Regular
- 6.4%
- HDFC Bank Senior
- 6.9%
- ICICI Bank Regular
- 6.6%
- ICICI Bank Senior
- 7.10%
- SBI Regular
- 6.05%
- SBI Senior
- 7.05%
