Archive · 3 Oct 2025
L&T Finance Q2 Retail Disbursements Surge
L&T Finance, a company that gives out loans, saw strong performance in the second quarter of the fiscal year.
The company's retail lending grew by 25% compared to last year, reaching ₹18,850 crore.
This increase was due to growth in different loan segments, like rural and urban businesses, SME and farmer finance, as well as gold loans.
The company's total retail loan book also increased.
Profit grew slightly year-over-year and quarter-over-quarter, and the company's return on equity increased.
Overall, the company showed positive trends in lending and financial performance.
Retail disbursements for Q2 FY26 grew 25% Y-o-Y to ₹18,850 crore.
Retailisation reached 98% in Q2 FY26.
Retail loan book grew 17% Y-o-Y to ₹1,04,500 crore (as of Sept 30, 2025).
Consolidated profit after tax for Q1FY26 was ₹701 crore, a 10% sequential and 2% year-on-year rise.
Net interest margin plus fees stood at 10.22%.
- Who
- L&T Finance Limited
- What
- Reported Q2 and Q1 Financials
- When
- Q2 ended September 30, 2025
- Where
- Not specified
- Why
- Driven by strong growth in its retail portfolio and focus on cost and asset quality.
- Retail Disbursements (Q2 FY26)
- ₹18,850 crore, +25% Y-o-Y
- Retailisation (Q2 FY26)
- 98%
- Retail Loan Book (Sept 30, 2025)
- ₹1,04,500 crore, +17% Y-o-Y
- Consolidated PAT (Q1 FY26)
- ₹701 crore, +10% Q-o-Q, +2% Y-o-Y
- Retail Disbursements (Q1 FY26)
- ₹17,522 crore, +18% Y-o-Y
- Net Interest Margin + Fees (Q1 FY26)
- 10.22%
- Return on Equity (Q1 FY26)
- 10.86%
