Archive · 25 Jul 2025
Ujjivan SFB Shares Fall on Q1 Profit Decline
Ujjivan Small Finance Bank's profits went down a lot in the last three months.
The bank made less money than last year.
Even though income went up a bit, profits dropped due to some loans not being paid back.
Some experts still think the bank will do well in the future, especially if the microfinance business recovers.
They believe the bank could get better at making money.
Although the stock price fell, some analysts suggest buying shares, expecting things to improve.
Ujjivan SFB's net profit fell 66% in Q1 2025.
Total income increased to ₹1,868 crore during the quarter.
Gross non-performing assets remained flat at 2.52%.
Brokerages maintained positive stances on the stock.
The stock closed at ₹43.31, down 5.91%.
- Who
- Ujjivan Small Finance Bank.
- What
- Ujjivan Small Finance Bank's shares fell after a profit decrease.
- When
- The financial results were for the June 2025 quarter.
- Where
- The stock traded on the BSE.
- Why
- Due to a significant drop in net profit and increased net NPAs.
Negative Factors
Positive Outlook
Profitability
Negative Factors
Net profit decreased by 66%
Positive Outlook
Analysts maintained a positive outlook on the stock, expecting improvement in FY26.
- Net Profit (Q1 2025)
- ₹103 crore
- Net Profit (Q1FY25)
- ₹301 crore
- Total Income (Q1 2025)
- ₹1,868 crore
- Gross NPA
- 2.52%
- Net NPA
- 0.7%
- Stock Closing Price
- ₹43.31