Archive · 18 Dec 2025
Child-Free Couples Rethink Retirement and Legacy
Some couples in cities like Pune and Delhi have chosen not to have children.
This choice changes how they plan for the future.
They focus on saving for early retirement, traveling, and taking care of their health.
They also plan for old age by setting aside money for healthcare and choosing who will manage their money and belongings when they pass away.
Experts suggest they invest wisely, get good health insurance, and make clear plans for their assets.
These couples often leave their money to charities or causes they care about, like education.
Child-free couples in urban India are prioritizing financial planning for early retirement and long-term self-reliance.
They focus on investments that provide stable income and cover healthcare costs, including long-term care expenses.
Health insurance is crucial, with recommendations to buy early and include critical illness and accidental covers.
Estate planning is essential for child-free couples, often involving trusts and clear bequests to friends, charities, or social causes.
Experts advise on the importance of proactive planning, including documenting digital assets and choosing trustworthy executors.
- Who
- Child-free couples in urban India, including Dipshikha Bhattacharyya, Sambit Pal, Shreya Johri, and Apoorv Murpana.
- What
- Child-free couples are rethinking their retirement, health, and legacy planning to prioritize flexibility, early retirement, and long-term self-reliance.
- When
- The article discusses current trends and future planning for child-free couples.
- Where
- The trends are observed in urban India, with specific mentions of Pune and Delhi.
- Why
- Child-free couples are focusing on their own needs and priorities, such as travel, experiences, and charitable causes, rather than traditional child-centric milestones.
- Primary Source
- LiveMint
- Primary Category
- SOCIETY
- Secondary Category
- Family
- Tertiary Category
- Child-Free
- Quaternary Category
- Retirement Planning
- Key Figures
- Dipshikha Bhattacharyya, Sambit Pal, Shreya Johri, Apoorv Murpana, Ajay Kumar Yadav, Vinit Rathi, Swati Jain, Amit Suri, Saurabh Bansal
- Key Locations
- Pune, Delhi, Urban India
- Key Concepts
- Retirement Planning, Health Insurance, Estate Planning, Long-Term Care, Financial Independence