Archive · 17 Jan 2026
Massive Insurance Fraud Exposed in Madhya Pradesh
A big scam was found in Madhya Pradesh where some people cheated the government's insurance scheme for poor families.
They made fake death certificates to say that living people were dead and got insurance money.
This money was supposed to help families who lost their earning members.
The scam involved many people, including government workers and bank officials.
The police are still investigating and more arrests are expected.
The scam happened over several years and involved many insurance companies.
The police have started legal action against the people involved.
A massive insurance fraud was uncovered in Madhya Pradesh, involving the manipulation of death records and insurance claims under the Pradhan Mantri Jeevan Jyoti Bima Yojana.
The main accused include Deepmala Mishra, Jignesh Prajapati, Naveen Mittal, and Pooja Kumari, along with former employees of the Gwalior Municipal Corporation and officials of Union Bank of India.
The fraud involved creating forged death certificates for living individuals and falsifying records to claim insurance payouts of Rs 2 lakh per case.
The scam spanned from January 2020 to December 2024 and involved multiple insurance companies, including LIC of India, SBI Life Insurance, and ICICI Prudential Life Insurance.
The police have registered cases under various sections of the Indian Penal Code, 2023, and more arrests are expected as the investigation continues.
- Who
- Deepmala Mishra, Jignesh Prajapati, Naveen Mittal, Pooja Kumari, and others including former employees of the Gwalior Municipal Corporation and officials of Union Bank of India
- What
- A massive insurance fraud involving the manipulation of death records and insurance claims under the Pradhan Mantri Jeevan Jyoti Bima Yojana
- When
- The fraud occurred between January 2020 and December 2024
- Where
- Gwalior-Chambal belt in Madhya Pradesh, India
- Why
- To siphon off insurance payouts meant for the poorest families by declaring living individuals as dead and vice versa
- Scheme
- Pradhan Mantri Jeevan Jyoti Bima Yojana
- Payout Amount
- Rs 2 lakh per case
- Main Accused
- Deepmala Mishra, Jignesh Prajapati, Naveen Mittal, Pooja Kumari
- Involved Institutions
- Gwalior Municipal Corporation, Union Bank of India, Multiple Insurance Companies
- Time Period
- January 2020 to December 2024
- Loss in Five Cases
- Rs 10 lakh
- Legal Sections
- 318, 319, 336, 338, 340, 61(2) of the Indian Penal Code, 2023