Archive · 24 Jul 2025
Bajaj Finance Q1 FY26: Profit Up, Loan Growth and Provisions Rise
Bajaj Finance, a company that lends money, made a lot more money this past quarter!
Their profits went up by 20%, reaching about 4,700 crore rupees.
They also earned more interest from loans, about 22% more than last year.
The company also lent out more money overall, about 25% more.
But, because they're lending more, the company had to set aside more money in case some loans aren't paid back.
Bajaj Finance's net profit increased by 20% to Rs 4,700 crore in Q1 FY26.
Net interest income (NII) grew by 22% year-on-year to Rs 10,227 crore.
Assets under management (AUM) rose by 25% to Rs 4,41,450 crore as of June 30, 2025.
The number of new loans booked increased by 23% to approximately 1.35 crore.
Loan losses and provisions surged 26% to Rs 2,120 crore.
- Who
- Bajaj Finance Ltd reported its financial results.
- What
- Bajaj Finance's Q1 FY26 financial results were announced.
- When
- The results were reported for the June 2025 quarter.
- Where
- The financial performance pertains to Bajaj Finance's operations.
- Why
- The announcement provides insights into the company's financial performance and growth.
Positive Aspects
Negative Aspects
Financial Performance
Positive Aspects
Increased profits and revenues.
Negative Aspects
Increased loan losses and provisions.
- Net Profit (Q1 FY26)
- Rs 4,699.61 crore
- Net Interest Income (Q1 FY26)
- Rs 10,227 crore
- AUM Growth (YoY)
- 25%
- New Loans Booked (Q1 FY26)
- 1.35 crore
- Loan Losses & Provisions (Q1 FY26)
- Rs 2,120 crore
- Gross NPA (June 30, 2025)
- 1.03%
- Net NPA (June 30, 2025)
- 0.50%
Sources
Tough Thursday: Nifty slips to early July lows around 25,000, Sensex slips 540 points- 5 key highlights
Bajaj Finance Q1 FY26 results: Profit up 20% at Rs 4,700 crore; NII climbs 22%
Stock Market: Sensex tanks 542 pts, Nifty at 25,063; IT, FMCG stocks drag indices
