Archive · 19 Nov 2025
6 Credit Cards with Annual Fee Below ₹1,000
Here are six credit cards with low annual fees, offering various benefits like cashback, reward points, and free services.
Some waive the fee with high annual spends.
Amazon Pay ICICI Credit Card: No joining or annual fee, 1.99% forex markup fee
Flipkart Axis Bank Credit Card: ₹500 annual fee, waived from second year with ₹3.5 lakh spends
SBI Cashback Credit Card: ₹999 annual fee, 5% cashback on online spends
IDFC FIRST Millennia Credit Card: Lifetime free, no joining or annual fee
Axis Bank ACE Credit Card: ₹499 annual fee, waived from second year with ₹2 lakh spends
HDFC MoneyBack+ Credit Card: ₹500 annual fee, waived with ₹500 spends
- Who
- Credit card users
- What
- Can benefit from low annual fee credit cards
- When
- Now
- Where
- India
- Why
- To save on annual fees and enjoy card benefits
- Amazon Pay ICICI Credit Card
- No joining or annual fee, 1.99% forex markup fee
- Flipkart Axis Bank Credit Card
- ₹500 annual fee, waived from second year with ₹3.5 lakh spends
- SBI Cashback Credit Card
- ₹999 annual fee, 5% cashback on online spends
- IDFC FIRST Millennia Credit Card
- Lifetime free, no joining or annual fee
- Axis Bank ACE Credit Card
- ₹499 annual fee, waived from second year with ₹2 lakh spends
- HDFC MoneyBack+ Credit Card
- ₹500 annual fee, waived with ₹500 spends