Archive · 25 Sep 2025
Edelweiss CEO: Delay Home Buying Until 40 for Financial Stability
Radhika Gupta, CEO of Edelweiss AMC, suggests that buying a house is an emotional decision and you should wait until around 40 to do it.
She says focus on investing systematically, starting with a simple plan like saving a certain percent of your income each month.
In your 20s, learn new skills to boost earnings rather than taking big investment risks.
She recommends investing in things like stocks and gold.
Women should think about their career and fertility choices.
She believes in building a stable financial foundation, making informed choices, and avoiding risky investments.
Radhika Gupta recommends delaying home purchases until around age 40.
She advises prioritizing financial stability and building capital before home ownership.
Gupta suggests a savings rule: 10% of income in your 20s, 30% in your 30s, and 50% in your 40s.
Young investors should focus on skills and income streams instead of high-risk investments.
She highlights the importance of a balanced, diversified investment portfolio.
- Who
- Radhika Gupta, CEO of Edelweiss AMC.
- What
- Sharing financial advice on money management and investing strategies.
- When
- No specific date mentioned
- Where
- India
- Why
- To provide insights on financial planning and avoiding common investment pitfalls.
- Source
- Edelweiss AMC CEO Radhika Gupta
- Main Advice
- Delay home purchase until age 40
- Recommended Investment Strategy
- SIPs, equities, diversified portfolio
- Savings Rule
- 10-30-50 rule (10% in 20s, 30% in 30s, 50% in 40s)
- Focus for Young Investors
- Upskilling and multiple income streams