NPCI Plans Offline UPI Payments at PoS Terminals

The National Payments Corporation of India (NPCI) is working on a new system that will allow people to make payments using UPI even when there is no internet connection.

This system will use a technology called NFC, which lets you pay by tapping your phone on a special machine at the shop.

You can pay up to ₹2,000 this way.

First, you need to add money to a special wallet on your phone while you are connected to the internet.

Then, you can use this money to pay at shops without needing to enter a PIN.

The machines that accept these payments will need to be approved by NPCI.

This new system will help people in places where the internet is not reliable, like on airplanes or in underground trains.

It will also make it easier for people to use digital payments instead of cards.

NPCI has already started a similar system called UPI Lite X, but this new system will work with more types of payment machines.