Archive · 24 Jan 2026
MF Rating Update: 41 Funds Retain Top Stars
The bl.portfolio Star Track Mutual Fund Ratings have been updated.
They look at how well different mutual funds have done over time, focusing on both their returns and how much risk they take.
This time, 475 funds were checked across 31 categories.
41 funds kept their top five-star rating, while 12 funds got upgraded to five stars, and 14 were downgraded.
Some funds also improved a lot, moving from lower ratings to four stars.
The ratings help investors pick funds that do well over the long term, not just in the short term.
Investors are advised to focus on four- and five-star funds that match their goals and risk tolerance.
475 mutual fund schemes across 31 categories were evaluated in the latest update.
41 funds retained their five-star ratings, while 12 were upgraded and 14 were downgraded.
Significant recoveries were noted, with seven funds moving from two or three stars to four stars.
The rating methodology uses a 60:30:10 weightage for historical returns, Sortino ratio, and trailing returns.
Funds with a corpus below ₹100 crore, insufficient track record, or significant mandate changes were excluded.
- Who
- bl.portfolio Star Track Mutual Fund Ratings
- What
- Biannual update of mutual fund ratings
- When
- January 24, 2026 (data as of December 31, 2025)
- Where
- India
- Why
- To help investors identify consistently performing mutual funds
- Total Schemes Evaluated
- 475
- Categories Evaluated
- 31
- Five-Star Retainees
- 41
- Upgraded to Five Stars
- 12
- Downgraded from Five Stars
- 14
- Significant Recoveries
- 7
- Rating Exclusions
- Funds with corpus < ₹100 crore, insufficient track record, or significant mandate changes
- Rating Methodology
- 60% historical returns, 30% Sortino ratio, 10% trailing returns