RBI Hints at Paid UPI Transactions: Free Era May End

Imagine UPI is like a free bus ride, but someone has to pay for the bus, the driver, and the gas.

Right now, the government is paying.

But, the RBI Governor thinks maybe users will have to pay in the future.

This is because the free service puts a lot of stress on the system.

UPI is used a lot - it processes many payments, but the system isn't making money.

It is not yet clear whether users will share the cost.

This change would affect how people pay using their phones.