Archive · 17 Nov 2025
Pensioners' Life Certificate Submission Deadline: November 30
Every year, retired government employees need to prove they're alive to keep getting their pension.
They do this by submitting a Life Certificate.
They can do this in person at banks or post offices, or use a special app on their phone to send a digital copy.
If they don't do this by November 30, they might not get their pension until they do.
There are special camps to help people learn how to use the digital method.
Retired state and central government employees must submit their annual Life Certificate (Jeevan Pramaan Patra) by November 30.
Submission can be done physically at banks/post offices, via doorstep banking, or digitally using the Digital Life Certificate (DLC) system.
To generate a DLC, pensioners need their PPO number, Aadhaar number, bank account details, and an Aadhaar-linked mobile number, and use facial scan authentication via a smartphone app.
Failure to submit the Life Certificate by the deadline can result in the suspension of pension payments until verification.
A nationwide campaign is underway to assist pensioners, especially the elderly and infirm, in submitting their certificates, particularly through the digital method.
- Who
- Retired state and central government employees (pensioners).
- What
- Submission of annual Life Certificate (Jeevan Pramaan Patra), including the Digital Life Certificate (DLC) option.
- When
- Annually, by November 30.
- Where
- Across India, submission can be done at banks, post offices, through doorstep banking, or online via the Jeevan Pramaan system.
- Why
- To ensure uninterrupted pension payments by verifying the pensioner is alive.
Traditional Submission
Digital Submission
Method of Submission
Traditional Submission
Life Certificates can be submitted in person at bank branches or post offices.
Digital Submission
Digital Life Certificates can be submitted online using face authentication via a smartphone app.
Accessibility
Traditional Submission
Requires pensioners to visit physical locations.
Digital Submission
Offers remote submission and can be completed anywhere with a smartphone and internet access, with provisions for home visits.
Technology Requirements
Traditional Submission
Minimal technical requirements beyond the ability to visit a branch.
Digital Submission
Requires a smartphone with a front camera (at least 5MP), app installation, and Aadhaar-linked mobile number.
- Annual Deadline
- November 30
- Purpose of Life Certificate
- To continue receiving pension payouts by proving the pensioner is alive.
- Required Information for Submission
- PPO number, Aadhaar number, Aadhaar-linked mobile number, bank account details.
- Digital Life Certificate Technology
- Aadhaar platform for biometric authentication (live facial scan), with certificate stored in a central repository.
- Awareness Campaign Period
- November 1 to November 30
- Participating Entities
- 19 pension disbursing banks, India Post Payments Bank (IPPB), government agencies (Railways, DoT), UIDAI, MeitY, and others.
- Consequence of Missing Deadline
- Pension payments may be suspended until the Life Certificate is submitted and verified.
