₹75 Lakh Retirement: Experts Advise on Cash and Investments

Retirement is when people stop working, usually when they are older.

Before they stop, they save up money, and that savings is called a retirement corpus.

This story is about people who saved up ₹75 lakh, which is a lot of money.

Experts say you should not put all of it in one place.

They say to keep some money easy to reach, like enough to live on for one year.

That money is for emergencies, such as getting sick or fixing your home.

Most of the rest should go into bonds, which give you regular money every year.

A small part can be invested in stocks, so the money grows bigger over time.

But you should not put too much in stocks, and you should not borrow money.

Everyone's plan is different, so it is a good idea to ask a financial expert for help.