Archive · 5 Nov 2025
WizzFinancial's Unimoni Partners with Sahaj Retail for Rural India Financial Services
A company called WizzFinancial, which is good at moving money around the world, is teaming up with another company called Sahaj Retail in India.
Sahaj Retail has lots of small shops in villages across India.
Together, they want to make it easier for people in these villages to use digital money services.
This means things like sending money to family overseas, taking out small loans, using digital wallets, and making payments easily through UPI.
The goal is to help more people in rural areas have access to financial tools, which can help them manage their money better and grow their businesses.
This partnership aims to bring modern banking-like services to places that don't have many banks nearby.
WizzFinancial's Unimoni India has entered a strategic partnership with Sahaj Retail Limited.
The collaboration aims to provide accessible digital financial services to India's underserved rural communities.
Sahaj Retail's extensive network of over 350,000 centers will be utilized to distribute these services.
Services will include cross-border remittances, micro-lending, digital wallets, and UPI payments.
This partnership seeks to promote financial inclusion and economic empowerment in rural India.
- Who
- WizzFinancial (through its subsidiary Unimoni India) and Sahaj Retail Limited.
- What
- A strategic partnership to distribute digital financial services to rural India.
- When
- Announced on November 5.
- Where
- India, with a focus on underserved rural communities.
- Why
- To enhance financial inclusion and economic empowerment by leveraging Sahaj's extensive rural network and WizzFinancial's fintech capabilities.
WizzFinancial/Unimoni Perspective
Sahaj Retail Perspective
Primary Goal
WizzFinancial/Unimoni Perspective
To position WizzFinancial in India at the forefront of digital transformation and financial inclusion by extending best-in-class fintech solutions.
Sahaj Retail Perspective
To strengthen the digital and financial inclusion ecosystem across rural India and create more income opportunities for entrepreneurs (Sahaj Mitrs).
Impact on Rural Communities
WizzFinancial/Unimoni Perspective
Unlock prosperity for millions and enable them to explore new horizons and connect effortlessly with global markets.
Sahaj Retail Perspective
Deliver greater convenience and trust to citizens in remote regions by expanding the range of essential financial and value-added services available at the last mile.
- Partnership Focus
- Bringing accessible digital financial services to India's underserved rural communities.
- Sahaj Retail Network Size
- Over 350,000 centers, with plans to expand to 600,000.
- Services Offered
- Cross-border remittances, micro-lending, digital wallets, and UPI-enabled payments.
- WizzFinancial's Global Reach
- Operations and licenses across India, GCC, and USA, focusing on high-growth markets.
- Unimoni's Role
- WizzFinancial's India-based brand offering foreign exchange, cross-border payments, travel, gold loans, and digital financial services.
- Sahaj's Model
- Phygital rural retail network leveraging local entrepreneurs (Sahaj Mitrs) as last-mile delivery agents.