Archive · 10 Jan 2026
Lenders Sanction ₹3,362 Crore Under Exporter Credit Scheme
The Indian government has a special program called the Credit Guarantee Scheme for Exporters (CGSE).
This program helps Indian companies that sell things to other countries.
It gives them money to grow and compete better in the world market.
In just one month, banks and financial institutions have given out ₹3,361.83 crore to 774 companies.
The government approved this program on November 12, 2025, and it started on December 1, 2025.
The program will continue until March 31, 2026, or until ₹20,000 crore is given out.
The goal is to help these companies deal with problems like high taxes from the US and to make them stronger in the global market.
Lenders have sanctioned ₹3,361.83 crore to 774 applicants under the Credit Guarantee Scheme for Exporters (CGSE) in one month.
The scheme provides 100% credit guarantee coverage by the National Credit Guarantee Trustee Company Ltd (NCGTC) to Member Lending Institutions (MLIs).
CGSE was approved by the Union Cabinet on November 12, 2025, and became operational on December 1, 2025.
The scheme aims to help exporters, including MSMEs, deal with challenges like steep US tariffs and enhance their global competitiveness.
The scheme is valid till March 31, 2026, or until ₹20,000 crore of guarantees are issued.
- Who
- Lenders and exporters, including MSMEs
- What
- Sanction of ₹3,361.83 crore under the Credit Guarantee Scheme for Exporters (CGSE)
- When
- Within one month of the scheme's operation, till January 2, 2026
- Where
- India
- Why
- To help promote exports facing challenges from steep US tariffs and enhance global competitiveness
Pro-Scheme
Skeptical
Economic Impact
Pro-Scheme
The scheme will boost exports and enhance global competitiveness, especially for MSMEs.
Skeptical
The scheme may not be sufficient to offset challenges like steep US tariffs.
- Total Sanctioned Amount
- ₹3,361.83 crore
- Number of Applicants
- 774
- Total Applications Received
- 1,840
- Total Amount Applied
- ₹8,764.81 crore
- Scheme Validity
- Till March 31, 2026 or until ₹20,000 crore guarantees are issued
- Scheme Approval Date
- November 12, 2025
- Scheme Operational Date
- December 1, 2025