Archive · 30 Jul 2026
Bandhan Bank Outperforms Bank of Baroda on FD Rates
Two banks in India, Bandhan Bank and Bank of Baroda, offer money‑saving accounts called fixed deposits.
Bandhan Bank gives higher interest for most time periods, especially for two‑year deposits.
Bank of Baroda has a special 555‑day scheme that gives a good rate for senior citizens.
Both banks also offer tax‑saving deposits that lock money for five years.
Investors should look at the exact rate, how long they need to keep the money, and any extra rules before deciding.
Bandhan Bank offers higher general FD rates than Bank of Baroda for 1‑, 2‑, and 3‑year terms.
Bandhan’s top rate is 7.45% for 2‑year deposits, while Bank of Baroda’s top is 6.75% for its 555‑day scheme.
Senior citizens earn up to 7.95% at Bandhan Bank and 7.25% at Bank of Baroda for the same 2‑year period.
Bank of Baroda provides more foreign‑currency FCNR deposits and a special Earth Green Term Deposit.
Investors should compare rates, tenure, withdrawal rules, tax impact, and eligibility before choosing.
- Who
- Bandhan Bank and Bank of Baroda
- What
- Comparison of fixed deposit interest rates
- When
- Latest rates as of the article’s publication
- Where
- India
- Why
- To help investors choose the better return option
- Bank
- Bandhan Bank
- Highest FD rate (General, 2‑3 years)
- 7.45%
- Highest FD rate (Senior, 2 years)
- 7.95%
- Bank of Baroda Highest FD rate (General, 555 days)
- 6.75%
- Bank of Baroda Highest FD rate (Senior, 555 days)
- 7.25%
- Tax Saving FD rate (Bandhan, 5 years)
- 6.25%