UPI Offline Payments: How to Send Money Without Internet

Imagine you want to send money to a friend using your phone, but you don't have internet.

Usually, you need internet for this, but there's a special way for UPI payments.

If you tell your bank your phone number and set a secret code, you can use a service called USSD.

This lets you send money even when your phone can't connect to the internet.

It's like a secret way to pay when the normal way doesn't work.