Archive · 26 Oct 2025
Indian Homebuyers' Psychology Shifts Amid Urbanization and FOMO
Imagine a lot more people moving to cities in India.
This is called urbanization.
As cities get crowded, houses become more expensive.
People start to worry that if they don't buy a house now, they might never be able to afford one later (FOMO!).
This is pushing younger people to buy houses early, even if it means stretching their money.
Nowadays, people don't just buy homes to live in; they also buy them to make money, like renting them out.
Many people are also investing in parts of commercial properties to earn a good return on their investment.
For many Indians, buying a home is also about feeling secure and successful.
India's urban population is expected to grow to 42% by 2035.
Property prices are increasing rapidly in urban areas.
FOMO is driving younger buyers to purchase homes.
Property is seen as a means to generate income through rentals and fractional ownership.
Fractional ownership in commercial real estate is booming.
- Who
- Indian homebuyers
- What
- Experiencing changes in behavior due to urbanization and FOMO.
- When
- From 2020 to 2024 and projected to 2035
- Where
- India, particularly Mumbai
- Why
- Driven by rising property prices, the fear of missing out, and the desire to generate income from property.
Homebuyers
Developers
Market Trends
Homebuyers
Fueled by fear, pushing buyers to make purchases.
Developers
Property prices reflect economic realities and market demands.
- Urban Population (2022)
- 34%
- Urban Population (2035 - est.)
- 42%
- Mumbai Average Ticket Size (2020)
- INR 1.5 crore
- Mumbai Average Ticket Size (2024)
- INR 2.15 crore
- Fractional Ownership Investment
- INR 10–25 lakh
- Fractional Ownership Annual Returns
- 8–10%