Archive · 29 Jul 2026
SBI Card and Google Pay Launch Co-Branded Credit Card
SBI Card and Google Pay have teamed up to create a new credit card called the Google Pay Flex SBI Card.
This card is designed to make digital payments easier and more rewarding for people in India.
You can earn points called Stars on everyday purchases like groceries, bills, travel, and shopping.
These points can be used like money to pay for things through the Google Pay app.
The card works with both RuPay and Visa, and the RuPay version can be linked to UPI for easy payments.
You can apply for the card, track your rewards, and manage your account all through the Google Pay app.
The card has a fee of ₹499 plus taxes, but you can get it waived if you spend ₹1 lakh in a year.
New users get rewards worth ₹1,000 as a welcome bonus.
SBI Card and Google Pay launched the Google Pay Flex SBI Card for seamless digital payments.
Cardholders can earn up to 18,000 Stars annually on everyday transactions.
The card is available on both RuPay and Visa networks, with UPI linking for the RuPay version.
Users can manage the card entirely through the Google Pay app, including applying, tracking rewards, and making payments.
The card has a joining and annual renewal fee of ₹499 plus taxes, with fee reversal on annual spending of ₹1 lakh.
- Who
- SBI Card and Google Pay
- What
- Launched the Google Pay Flex SBI Card
- When
- July 29, 2026
- Where
- India
- Why
- To make digital payments more rewarding, flexible, and seamless for consumers
Pros of the Google Pay Flex SBI Card
Cons of the Google Pay Flex SBI Card
Rewards and Benefits
Pros of the Google Pay Flex SBI Card
The card offers accelerated rewards and benefits, including up to 18,000 Stars annually, which can be redeemed instantly through the Google Pay app.
Cons of the Google Pay Flex SBI Card
The annual fee of ₹499 plus taxes may be a deterrent for some users, especially those who do not spend enough to justify the cost.
Flexibility and Convenience
Pros of the Google Pay Flex SBI Card
The card provides flexibility with both RuPay and Visa networks, and the RuPay version can be linked to UPI for seamless payments.
Cons of the Google Pay Flex SBI Card
Some users may find the process of converting outstanding bills into EMIs complex or not beneficial for their financial situation.
Digital Experience
Pros of the Google Pay Flex SBI Card
The end-to-end digital experience allows users to apply, track rewards, manage accounts, and make payments directly through the Google Pay app.
Cons of the Google Pay Flex SBI Card
Users who prefer traditional banking methods may find the digital-only experience limiting.
- Launch Date
- July 29, 2026
- Annual Fee
- ₹499 plus taxes
- Rewards
- Up to 18,000 Stars annually
- Welcome Benefit
- Rewards worth ₹1,000, including cashback and bonus Stars
- Payment Networks
- RuPay and Visa
- UPI Linking
- Available for RuPay version
- Tokenisation
- Supported on Google Pay for secure tap-to-pay transactions