Kotak811 Launches Secured Credit Card for New-to-Credit Customers

Imagine you're new to using credit cards and don't have a credit score yet.

Kotak Bank and super.money created a special credit card just for you.

You put some money into a savings pot called a fixed deposit, and the bank lets you use a credit card with that money as a safety net.

This helps you learn to spend responsibly and build a good credit history.

You can get cashback when you shop on certain apps and websites, like Flipkart and Myntra.

It's a way to start your credit card journey without needing a prior credit score.