Archive · 26 Aug 2026
Indian Professional Says US Crore Salary Saves Less Than India
Nitin Malhotra has worked in the United States for 15 years.
He says he earns nearly Rs 1 crore each year there.
That sounds like a very large salary.
However, he must pay taxes and a mortgage for his home.
Other everyday costs can also reduce how much money remains.
Malhotra compared this with his earlier Rs 25-lakh salary in India.
He says he was able to save more money in India.
His story shows that a bigger salary does not always mean bigger savings.
The amount people save depends on both income and living costs.
Nitin Malhotra said he earns around $8,000 a month in the US.
His annual US income is nearly Rs 1 crore.
Malhotra said taxes and his home mortgage consume a sizeable portion of his earnings.
He compared his current US finances with a previous Rs 25-lakh salary in India.
After spending 15 years in the US, he said he saved more in India.
- Who
- Nitin Malhotra, an Indian professional.
- What
- He said he saves less in the US despite earning nearly Rs 1 crore annually, compared with saving more on a Rs 25-lakh salary in India.
- When
- Recently; Malhotra said this after spending 15 years in the US.
- Where
- The comparison involves the United States and India.
- Why
- He attributed the lower savings in the US to taxes, his home mortgage, and everyday expenses.
- Current location
- United States
- Reported monthly income
- Around $8,000
- Reported annual income
- Nearly Rs 1 crore
- Previous India salary
- Rs 25 lakh
- Time spent in the US
- 15 years
- Major deductions mentioned
- Taxes and home mortgage