Archive · 23 Aug 2025
NRIs Outpace Resident Indians in Long-Term Investing
People of Indian origin living abroad (NRIs) are investing more for the long term compared to people living in India.
A study shows that NRIs are investing a lot of money each month through a plan called SIPs and keeping their money invested for many years, even through tough times like the COVID-19 crash.
Most of these investors are in their mid-careers.
The amount they are investing is much higher than what people in India and the general investment industry are investing.
NRIs show greater commitment to long-term investing than Resident Indians.
Over 75% of NRIs have remained invested for more than five years.
Average monthly NRI SIP amount is ₹6,486, exceeding the industry average.
The majority of investors (74% of NRIs) are aged 31-45, indicating mid-career focus.
NRI SIPs are more than double the mutual fund industry average.
- Who
- Non-Resident Indians (NRIs) and Resident Indians (RIs).
- What
- NRI investment habits and their commitment to long-term investing.
- When
- Data analyzed by FinEdge.
- Where
- Not explicitly mentioned, but data pertains to NRIs globally.
- Why
- To assess long-term investment behavior.
- Study Source
- FinEdge
- Avg. NRI SIP
- ₹6,486
- Industry Average
- ₹2,900
- NRI Investors > 5 years
- 75%
- NRI Age Group
- 31-45 (74%)
Sources
NRIs invest more than double industry average in SIPs, says study
‘Better risk-adjusted returns more enticing than absolute ones’: Rakesh Rawal, CEO of Anand Rathi Wealth
NRIs invest Rs 6,486 monthly on average, more than double industry SIP, shows study
