Archive · 21 Aug 2026
Fixed Deposit Rates Across Banks Listed for August 21, 2026
A fixed deposit lets someone place money in a bank for a chosen period and earn interest on it.
The article compares rates offered by many banks.
Rates are shown for deposits lasting less than one year, one to two years, two to three years, and three to five years.
Different banks offer different rates for each period.
Suryoday Small Finance Bank has the highest listed rate, 8.25%, for three-to-five-year deposits.
Utkarsh Small Finance Bank has the highest listed one-to-two-year rate, at 8.1%.
The table also includes foreign, public-sector and private-sector banks.
Banks may revise rates or apply different terms after a specified period, so customers should check the relevant conditions.
The table compares fixed-deposit rates across foreign, public-sector, private-sector and small finance banks.
Among the listed rates, Suryoday Small Finance Bank offers the highest 3-to-5-year rate at 8.25%.
Utkarsh Small Finance Bank lists the highest rate for one-to-two-year deposits at 8.1%.
Several small finance banks list rates of 8% or more for selected two-to-three-year or longer tenures.
The rates were compiled from bank websites, and some may change according to tenure-specific terms and conditions.
- Who
- Banks listed in the comparison, with rates compiled by BankBazaar.com.
- What
- A comparison of fixed-deposit interest rates across four tenure ranges.
- When
- The comparison is dated August 21, 2026, while individual rates have different effective dates.
- Where
- The table covers foreign banks and banks categorized as Indian public-sector, Indian private-sector and small finance banks.
- Why
- To show the interest rates available for fixed deposits and help compare potential assured returns across banks.
- Comparison date
- August 21, 2026
- Rate source
- Compiled by BankBazaar.com from the respective banks’ websites
- Tenure ranges
- Less than 1 year; 1 to 2 years; 2 to 3 years; and 3 to 5 years
- Highest listed rate
- Suryoday Small Finance Bank: 8.25% for 3-to-5-year deposits
- Highest 1-to-2-year rate
- Utkarsh Small Finance Bank: 8.1%
- Highest 2-to-3-year rate
- Suryoday Small Finance Bank: 8.1%
- Rate condition
- Rates may be revised after a specified tenure, and some banks or financial institutions may then apply prevailing floating rates.