Kashmir Apple Growers Face Losses Amidst Lack of Crop Insurance

Imagine farmers in a place called Kashmir who grow delicious apples.

This year, a big hailstorm and heavy rains destroyed many of their apples, making it hard for them to earn money.

They don't have special insurance like some people do, which is like a safety net that helps when crops are ruined.

So, when the storms hit, the farmers lost a lot of their harvest and money.

The government has a plan for insurance called RWBCIS, which is supposed to help, but insurance companies haven't been interested in offering it in Kashmir yet.

The farmers are worried about this and hope they can get some protection for their crops before the next growing season, so they don't lose everything if bad weather strikes again.