Archive · 25 Oct 2025
CA: Hidden Costs Make Physical Gold, Silver Investments Less Attractive
Think of buying gold – it seems safe, right?
But a financial expert, Nitin Kaushik, says there are hidden fees that eat into your money.
Buying physical gold means you pay extra upfront, and get less when you sell, called the "spread."
You also have to pay for secure storage, which adds up.
Plus, the gold might not be as pure as you think.
Digital gold, like ETFs, avoids these issues.
They have lower fees, are stored securely, and guarantee purity, making them a better choice for most investors, according to Kaushik.
Chartered Accountant Nitin Kaushik cautions against physical gold/silver due to hidden costs.
Investors often lose money to the difference between buy and sell prices (spreads).
Physical gold requires secure, costly storage (lockers, insurance).
Digital alternatives offer insured storage and guaranteed purity.
Digital gold is recommended for better returns, transparency, and convenience.
- Who
- Chartered Accountant Nitin Kaushik
- What
- Highlighted hidden costs and inefficiencies of investing in physical gold and silver, contrasting them with digital alternatives.
- When
- October 2025 (implied by an article's Twitter post date)
- Where
- India (implied context)
- Why
- To advise investors on the benefits of digital formats vs physical metal for investment purposes.
- Expert
- Chartered Accountant Nitin Kaushik
- Focus
- Hidden costs of physical gold/silver investments
- Main Challenges
- Spreads, storage costs, purity concerns
- Digital Alternative Benefits
- Lower spreads, insured storage, guaranteed purity
- Recommendation
- Digital formats more suitable for investment returns