Archive · 8 Oct 2026
Muthoot Microfin Reports Higher Collections, Assets and Digital Payments
Muthoot Microfin reported that it had more money lent out than a year earlier.
It said its assets under management reached Rs 15,323 crore by September 30.
The company also gave out more loans in the second quarter than it did in the same quarter last year.
More customers made their payments, bringing collection efficiency to 98.11%.
The company’s cost of borrowing money fell below 10%.
It said digital payments made up 47% of collections, compared with 25% a year earlier.
Muthoot Microfin had 1,675 branches and 32 lakh active customers.
The figures are provisional and have not been audited.
Assets under management reached Rs 15,323 crore on September 30, up 22% year over year.
Second-quarter disbursements totalled Rs 2,900 crore, 28% above the same quarter last year.
Collection efficiency improved to 98.11%, while X-bucket collection efficiency was 99.9%, excluding advances.
The cost of funds fell to 9.93%, its first reported move into single digits.
The company had 1,675 branches, 32 lakh active customers and 47% digital collections in the quarter.
- Who
- Muthoot Microfin
- What
- Reported provisional, unaudited second-quarter business figures, including AUM of Rs 15,323 crore and collection efficiency of 98.11%.
- When
- The second quarter of FY27; the reported AUM and customer figures were as of September 30.
- Where
- India; the company filed the update with the BSE and the National Stock Exchange.
- Why
- To provide a business update on lending, collections, funding, branches and digital activity.
- Assets under management
- Rs 15,323 crore as of September 30, up 22% from a year earlier.
- Second-quarter disbursements
- Rs 2,900 crore, up 28% year over year and 10% from the first quarter.
- Collection efficiency
- 98.11%, up 477 basis points from the second quarter of FY26.
- Cost of funds
- 9.93%, down from 10.13% in the previous quarter.
- Liquidity
- Rs 1,701 crore, with sanctioned but unavailed credit lines of Rs 4,328 crore.
- Branches and customers
- 1,675 branches and 32 lakh active customers at the end of September.
- Digital collections
- 47% of total collections in the second quarter, compared with 25% a year earlier.
- Data status
- The figures in the business update are provisional and unaudited.