Archive · 13 Jun 2025
Six Credit Cards with Cashback and Discount Benefits
If you like shopping online, these credit cards might be helpful!
They give you money back, called cashback, when you buy things.
Some cards offer 5% back on online purchases, while others give you discounts on specific websites or stores.
Different cards work with different stores like Amazon, Flipkart, and Swiggy.
The cashback percentages and where you can use the cards vary, so you can choose the best one for your shopping needs.
Always remember to check the terms and conditions!
SBI Card offers 5% cashback on online spends and 1% on offline spends.
YES Bank Paisabazaar PaisaSave Credit Card offers 3% cashback on online spends and 1.5% on offline spends.
Amazon Pay ICICI Bank Credit Card provides 5% cashback for Amazon Prime members and 3% for non-members on Amazon India spends.
HDFC Bank Millennia Credit Card gives 5% cashback on select platforms and 1% on other spends.
Flipkart Axis Bank Credit Card offers 5% cashback on Flipkart and Cleartrip, and up to 4% on preferred merchants.
- Who
- Consumers looking for credit cards with rewards and discounts.
- What
- List of credit cards offering cashback and discounts on purchases.
- When
- Information is current, as of the publication date of the source article.
- Where
- Details apply to online and offline transactions, primarily within India.
- Why
- To help consumers maximize their shopping experience by utilizing cashback offers.
Consumer Benefits
Financial Risks
Cost vs. Benefit
Consumer Benefits
Increased savings through cashback and discounts on purchases.
Financial Risks
Risks such as high interest rates and hidden fees.
- SBI Card Cashback
- 5% online, 1% offline
- YES Bank Card Cashback
- 3% online, 1.5% offline
- Amazon Pay ICICI Cashback
- 5% (Prime), 3% (Non-Prime) on Amazon
- HDFC Millennia Cashback
- 5% on select platforms, 1% on others
- Flipkart Axis Cashback
- 5% on Flipkart/Cleartrip, up to 4% on others