Archive · 3 Jul 2025
YES Bank Profit Up, RBL and Bandhan Bank Profits May Fall
Banks are about to announce their financial results!
Some banks, like YES Bank, might have made more money, while others, like RBL Bank and Bandhan Bank, could have made less.
Experts think banks might not have grown their income from interest as much.
However, some banks could see their profits improve due to lower costs.
Overall, the growth in loans has slowed down, which impacts how much money banks make.
YES Bank may see a profit increase of up to 50% YoY.
RBL Bank and Bandhan Bank's profits could fall by up to 60% YoY.
Private banks are expected to have subdued net interest income growth.
Analysts predict weak NIM and potential RoA improvement for certain banks.
Systemic credit growth slowed to 9.6% as of June 13, 2025.
- Who
- YES Bank, RBL Bank, IDFC First Bank, KVB, Bandhan Bank, and financial analysts.
- What
- Preview of Q1 financial results for YES Bank, RBL Bank, IDFC First, KVB, and Bandhan Bank.
- When
- Q1 2025
- Where
- N/A
- Why
- To provide an overview of the anticipated financial performance of these banks.
Financial Performance
Market Analysis
Net Interest Income and RoA
Financial Performance
Analysts predict subdued net interest income (NII) growth and weak NIM.
Market Analysis
ICICI Securities sees RoA improving for RBL Bank, IDFC First Bank and Bandhan Bank, mainly due to easing credit costs.
- YES Bank Profit (YoY)
- Up to 50%
- RBL Bank Profit (YoY)
- Down up to 60%
- Bandhan Bank Profit (YoY)
- Down up to 60%
- Systemic Credit Growth (as of June 13, 2025)
- 9.6%
- System Deposit Growth (June)
- 10.4%
