Archive · 24 Sep 2026
Bajaj Finance Details Personal Loan Amounts, Rates And Tenures
Bajaj Finance offers personal loans for amounts between Rs.
40,000 and Rs.
55 lakh.
People can choose repayment periods from 12 months to 108 months.
Interest rates may range from 10% to 30.5% per year.
A longer repayment period can make each monthly payment smaller, but may increase the total interest paid.
A shorter period can mean larger monthly payments but potentially less total interest.
The EMI calculator lets borrowers compare different loan amounts, rates and repayment periods.
Applicants must meet eligibility requirements, and approval is not guaranteed.
The final loan terms and disbursal depend on verification and other applicable conditions.
Bajaj Finance offers personal loans from Rs. 40,000 to Rs. 55 lakh.
Repayment tenures range from 12 to 108 months, with interest rates of 10% to 30.5% per annum.
The EMI calculator estimates monthly instalments based on loan amount, interest rate and tenure.
Eligibility criteria include Indian nationality, age of 21 to 80 years, qualifying employment and a CIBIL Score of at least 650.
Applications can be started online, with disbursal stated as within 24 hours subject to verification and applicable terms.
- Who
- Bajaj Finance Ltd. and prospective personal-loan borrowers.
- What
- Bajaj Finance has described personal-loan amounts, interest rates, repayment periods, eligibility criteria and application procedures.
- When
- September 24, as stated in the dateline.
- Where
- Pune, Maharashtra, India; applications can be started through the Bajaj Finance website.
- Why
- To provide borrowers with financing options and tools to assess how loan amounts, interest rates and tenures affect repayment.
- Loan amount
- Rs. 40,000 to Rs. 55 lakh
- Interest rate
- 10% to 30.5% per annum
- Repayment tenure
- 12 to 108 months
- Eligibility age
- 21 to 80 years, with the applicant no older than 80 at the end of the tenure
- Stated credit criterion
- CIBIL Score of 650 or higher
- Loan variants
- Term Loan, Flexi Dropline Loan and Flexi Hybrid Loan
- Stated disbursal timeline
- Within 24 hours, subject to successful document verification and applicable terms