Archive · 24 Aug 2025
Indian Graduate Struggles with Debt After US Education
Imagine a student from India goes to America to get a special degree.
They spend a lot of money, like ₹50 lakh, to study there.
After finishing school, they come back home hoping to find a good job, but they can't find one.
They end up working for a small amount of money at a startup, and their dad helps pay back their big loan.
Many people are now talking about whether it's worth spending so much money to study in other countries, especially when it's hard to get a job and pay off the loans later.
Indian graduate faces joblessness and debt after US education.
A techie's post highlights the struggle of an Indian graduate with a large loan.
The graduate returned to India with a $60,000 degree, a ₹50 lakh loan, and no job.
He now works at an Indian startup for ₹20,000 a month.
The post sparked debate over the value of foreign degrees amid a tightening job market.
- Who
- An Indian graduate who studied in the US and an Indian-origin techie.
- What
- An Indian graduate's struggle with debt and unemployment after studying in the US.
- When
- The story is unfolding in recent times, following the graduate's return.
- Where
- The graduate returned to Mumbai from the US.
- Why
- The high cost of education and difficulty in finding jobs question the value of foreign degrees.
Concerned Graduates
Optimistic Advocates
Value of US education
Concerned Graduates
Question the value of expensive degrees.
Optimistic Advocates
Believe in the long-term benefits and opportunities.
- Graduate's Loan
- ₹50 lakh
- Degree Cost
- $60,000
- Current Job Salary
- ₹20,000/month
- Location of Education
- USA
- Current Job
- Indian Startup