Uttarkashi Disaster: Underinsured Homes in India

Home insurance protects your house and belongings from things like floods or earthquakes, much like car insurance.

In India, very few people have this kind of protection.

A recent disaster showed how important it is.

Although policies can be very affordable, people sometimes don't know about them or think claims are hard to make.

Home insurance usually covers damage to your house and things inside.

If something happens, you tell your insurance company and the authorities, and the company helps pay for repairs.

The whole process usually takes about a month.