Archive · 14 Jan 2026
10 Cheapest Equity Funds with 20%+ CAGR in 3 Years
Investing in mutual funds can be tricky.
While many people look at how much money a fund makes, they often forget about the fees.
These fees, called expense ratios, can eat into your profits over time.
Some funds charge very little and still make a lot of money.
For example, the ITI Mid Cap Fund has a fee of just 0.36% and made 25.89% each year for three years.
That means if you invested money in this fund, you would have paid less in fees and kept more of your profits.
There are 10 such funds that have low fees and high returns.
Experts say it's important to look at more than just the last three years when choosing a fund.
You should also consider how risky the fund is and spread your money across different funds to be safe.
This way, you can make the most of your investments.
The expense ratio is a crucial factor in mutual fund investments, as it directly impacts net returns.
Ten equity funds with expense ratios below 0.5% have delivered over 20% CAGR in the past three years.
Low-cost funds can significantly benefit investors, especially those using Systematic Investment Plans (SIPs).
Investors should consider long-term track records, risk levels, and diversification alongside expense ratios.
Examples of top-performing low-cost funds include ITI Mid Cap Fund, Kotak Mid Cap Fund, and Edelweiss Mid Cap Fund.
- Who
- Investors in equity mutual funds
- What
- Identification of 10 equity funds with low expense ratios and high CAGR
- When
- Over the past three years
- Where
- India
- Why
- To highlight the importance of low-cost funds in maximizing returns
- Expense Ratio
- Fee charged by fund house annually
- CAGR
- Compound Annual Growth Rate
- ITI Mid Cap Fund
- 25.89% CAGR, 0.36% Expense Ratio
- Kotak Mid Cap Fund
- 22.09% CAGR, 0.37% Expense Ratio
- Edelweiss Mid Cap Fund
- 27.02% CAGR, 0.4% Expense Ratio
- Invesco India Smallcap Fund
- 24.88% CAGR, 0.4% Expense Ratio
- Mahindra Manulife Focused Fund
- 20.83% CAGR, 0.4% Expense Ratio
- Mahindra Manulife Multi Cap Fund
- 21.67% CAGR, 0.4% Expense Ratio
- Edelweiss Large & Mid Cap Fund
- 20.31% CAGR, 0.41% Expense Ratio
- Edelweiss Small Cap Fund
- 20.6% CAGR, 0.42% Expense Ratio
- ITI Multi Cap Fund
- 20.98% CAGR, 0.42% Expense Ratio
- ITI Small Cap Fund
- 26.1% CAGR, 0.42% Expense Ratio