Archive · 14 Nov 2025
Consumers Warned About Forced Selling and Loan Interest Scams
Imagine banks sending you a credit card you never asked for, and then charging you money for it.
Sometimes, they pretend you applied for it!
Also, if you take a loan for something like school, the bank might start charging you interest on the whole amount, even if you haven't received all the money yet.
Consumer helpers held a special meeting to teach people that they should always get things in writing and know their rights.
They showed that if you don't check things carefully, you can get tricked, just like in a magic trick.
They also reminded everyone about important labels to look for on food and electronics, like ISI and FSSAI, to make sure they are safe and good.
If you have a problem, you can complain and sometimes get your money back.
Consumers are being alerted to forced selling tactics, including unsolicited credit cards and misleading loan interest charges.
A recent awareness camp in Salt Lake educated the public on their consumer rights as per the Consumer Protection Act 2019.
Consumers were advised to never trust verbal assurances and to always get important financial terms in writing.
The camp highlighted quality marks like ISI and FSSAI that consumers should look for when purchasing goods and services.
Consumer affairs officials shared examples of successful interventions where consumers received compensation from erring companies.
- Who
- Consumer affairs officials and the public
- What
- An awareness camp was held to educate consumers about their rights and warn them against forced selling and deceptive financial practices.
- When
- Recently
- Where
- Vidyasagar Bhavan hall at Karunamoyee, Salt Lake
- Why
- To prevent consumers from falling victim to cons such as unsolicited credit card charges and misleading loan interest practices.
Consumer Advocates
Financial Institutions (Implied)
Unsolicited Credit Cards
Consumer Advocates
Banks may trick customers into accepting unsolicited credit cards by implying the customer applied for them and then charge fees for them.
Financial Institutions (Implied)
Banks operate on terms and conditions customers agree to upon accepting a card.
Education Loan Interest
Consumer Advocates
Banks may charge interest on the full loan amount even if only a portion has been disbursed, contradicting verbal assurances given by agents.
Financial Institutions (Implied)
Interest is charged as per the agreed terms and conditions of the loan agreement.
- Awareness Camp Location
- Vidyasagar Bhavan hall at Karunamoyee, Salt Lake
- Consumer Affairs Office
- Subhanno building in DF Block, Salt Lake
- Areas Covered
- Bidhannagar Municipal Corporation, New Town, and Rajarhat
- Consumer Protection Act
- 2019
- Food Safety Authority
- FSSAI