Archive · 18 Nov 2025
RBI's AI Tool Detects 20,000 Mule Accounts Monthly
The Reserve Bank of India's AI tool, MuleHunter.ai, finds around 20,000 accounts used for illegal activities each month.
These 'mule' accounts help move money from frauds, gambling, or terrorism.
The tool checks patterns from many banks and is quite accurate.
The RBI is also making a system to help banks give loans more easily.
RBI Innovation Hub's MuleHunter.ai detects 20,000 mule accounts monthly
Mule accounts facilitate movement of fraudulent funds, illegal gambling, or terror financing
MuleHunter.ai analyzes transaction patterns of 20+ banks with 85-90% accuracy
RBIH developing United Lending Interface for efficient credit decisions
Growing digital transactions increase risk of fraud, necessitating protective systems
- Who
- RBI Innovation Hub (RBIH)
- What
- Detects mule accounts using AI tool MuleHunter.ai
- When
- Monthly, with increasing accuracy and coverage
- Where
- Banks and financial institutions
- Why
- To combat fraudulent activities and improve lending processes
- Tool Name
- MuleHunter.ai
- Developer
- Reserve Bank Innovation Hub (RBIH)
- Detection Rate
- 20,000 mule accounts per month
- Accuracy
- 85-90%
- Banks Covered
- Over 20 banks
- Other Initiative
- United Lending Interface (ULI)