Archive · 4 Sep 2025
Redditor Feels 'Broke' Despite Salary Increase
A 26-year-old in India shared online that even though his salary more than tripled, he still feels like he's struggling financially.
He has high rent, a loan, and needs to help his parents.
He's also paying for healthcare costs and supporting his family, which leaves him with very little money left over.
He is trying to save more money and pay off his loans faster so he can afford to travel and enjoy life.
A 26-year-old shared financial struggles despite a salary jump.
The Redditor's salary increased from ₹40,000 to ₹1.3 lakh per month.
He faces financial constraints due to high living costs, personal loans, and family debt.
Monthly expenses include rent, food, transport, and money for his parents.
He plans to increase investments and manage debts to improve his financial situation.
- Who
- A 26-year-old professional
- What
- The professional's financial struggles despite a significant salary increase.
- When
- Recently
- Where
- Not explicitly mentioned
- Why
- To highlight the feeling of being 'stuck' despite increased income.
- Redditor's Age
- 26
- Previous Salary
- ₹40,000 per month
- Current Salary
- ₹1.3 lakh per month
- Monthly Rent (PG)
- ₹20,000
- Monthly Personal Loan EMI
- ₹20,000
- Monthly Parents' EMI
- ₹15,000
- Money to Home
- ₹10,000
- Intended SIP Investment
- ₹15,000 per month
Sources
Aging India, shrinking cover: Is our health insurance future ready?
Unhealthy trends
Do health insurers allow reducing the base sum insured to lower premiums?
Can Indian health insurance compete with global standards?