Archive · 18 Sep 2025
Godrej Finance, Muthoot FinCorp Partner for MSME Loans
Godrej Finance, a part of Godrej Capital, has teamed up with Muthoot FinCorp to help small and medium-sized businesses (MSMEs) get loans more easily.
They'll offer loans secured by property, ranging from ₹10 to 75 lakh, with an average loan of ₹15 lakh.
Godrej Capital will handle most of the risk, while Muthoot FinCorp manages the customer's loan journey.
This partnership aims to make loans faster and easier, especially in smaller cities.
The partnership will soon expand to include gold and housing loans.
Godrej Finance and Muthoot FinCorp have formed a co-lending partnership.
The partnership aims to enhance credit access for MSMEs in Tier-2 and Tier-3 cities.
Loans against property will range from ₹10-75 lakh, with an average size of ₹15 lakh.
Godrej Capital will assume 80% of the risk, while Muthoot FinCorp covers the rest.
The offering is designed to meet the demand for accessible and timely credit.
- Who
- Godrej Finance and Muthoot FinCorp
- What
- Entered a co-lending partnership to provide loans to MSMEs.
- When
- September 18, 2025
- Where
- Tier-2 and Tier-3 cities in India
- Why
- To enhance credit access for MSMEs
- Partners
- Godrej Finance, Muthoot FinCorp
- Purpose
- Enhance credit access for MSMEs
- Loan Type
- Loan against property
- Loan Range
- ₹10-75 lakh
- Average Ticket Size
- ₹15 lakh
- Risk Share
- Godrej Capital (80%), Muthoot FinCorp (20%)
- Geographic Focus
- Tier-2 and Tier-3 cities