1 month ago
Small-Cap Mutual Funds Lead 1-Year SIP Returns In India
Small-cap mutual funds are a type of investment that can grow money quickly.
In the last year, the Bank of India Small Cap Fund made a 40% return on a monthly investment plan.
Six of the best-performing funds are small-cap, and three are mid-cap.
If you put ₹10,000 each month into the top fund, you could have about ₹1.44 lakh after a year.
Experts say you should not pick a fund just because it did well in the short term, because small-cap funds can drop sharply during market downturns.
Bank of India Small Cap Fund delivered a 40.05% annualised SIP return.
Six of the top 11 one‑year SIP return funds are small‑cap schemes.
Mid‑cap funds accounted for three of the top performers, with HSBC Midcap Fund at 25.68%.
A ₹10,000 monthly SIP in the top fund grew to ₹1.44 lakh over one year.
Experts caution against selecting funds solely on short‑term performance due to volatility.
- Who
- Investors and experts
- What
- Small-cap mutual funds leading 1-year SIP returns
- Where
- India
- When
- As of 2nd Aug 2026
- Why
- Strong performance but high volatility; experts advise long-term evaluation
Key facts
- Top Fund
- Bank of India Small Cap Fund
- Top SIP Return
- 40.05%
- Number of Small-Cap Funds in Top 11
- 6
- Monthly SIP Growth (₹10,000)
- ₹1.44 lakh
- Data Source
- Value Research
- Date
- 2nd Aug 2026










