Archive · 17 Sep 2025
CreditAccess Grameen Stock Receives 'Buy' Rating
CreditAccess Grameen, a company that gives loans to people in rural areas, especially women, is doing well.
A financial expert thinks the company's stock is a good buy.
They have been collecting payments more efficiently.
Also, fewer people are having trouble paying back their loans.
The company is expected to keep growing, with a focus on the retail finance.
They are projecting strong growth and expect profits to increase.
They expect to continue to grow with manageable interest margins.
This is an optimistic view based on the company's performance and future prospects.
CreditAccess Grameen caters to women borrowers lacking access to formal banking.
Collection efficiency improved to 93.2% in Q1FY26.
PAR decreased to 0.46% in June.
Company aims to add one lakh customers monthly.
Broker recommends a 'BUY' with a target price of ₹1,461.
- Who
- CreditAccess Grameen, a rural-focused microfinancier.
- What
- Received a 'Buy' recommendation from a broker.
- When
- Q1FY26 and FY26, with projections through FY28E.
- Where
- Focusing on rural areas, specifically targeting women borrowers.
- Why
- Due to improved collection efficiency and lower credit costs.
- Target Price
- ₹1,461
- CMP
- ₹1,359.75
- Collection Efficiency Q1FY26
- 93.2%
- PAR (June)
- 0.46%
- NIM Expectation FY26
- 12.6-12.8%
- GLP/NII/Earnings CAGR (FY25-28E)
- 18%/13%/54%